Whew, I didn't intend to get insurance issues sorted out today, but I did! I'm thrilled with the coverage and price I got for a 'Globe Trotter Plus Nomad' (love that!) policy... that includes road side assistance for the RV. One less thing to research. *Rae heaves a huge sigh of relief*
I still need to check if my plans will affect my car policy (which I'll need to maintain with my current insurer), so I could still be in for surprises, insurance-wise, but I think the worst is over.
The fact that I will be out of Quebec for a year was a huge problem and I had to swear up and down and promise my firstborn child that I would not go to the United States for more than a couple of weeks at a time, and for no more than 6 mos total, as well as pay a premium. I can't figure out why my country is so difficult about people crossing its provincial borders for more than 6 mos. I know it has something to do with the health care regimes and provincial income tax, but all of that comes out in the wash if you ask me. *rolls eyes*
Okay, so now I'm waiting for the financing to be settled. This is stressing me out, probably more than it should. It's just that plans B through Z aren't nearly as advantageous as plan A and could really cramp my style.
Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts
Monday, July 7, 2008
Monday, June 16, 2008
Research, Research, and More Research
Now that I've pretty much settled all the questions pertaining to the actual RVing buying process--inspection, finances, registration, taxes, and insurance, I'm delving into these fascinating topics:
-Roadside assistance;
-Memberships (to RVing groups for various discounts);
-Internet and cell phone (a nightmare in Canada, a country that is at least a decade behind the times in this area);
-Electrical upgrades (ie. Solar Panels and inverters 101, so I don't have to rely on hookups);
-Backup cameras;
-GPS systems.
And that's on top of trying to understand the gist of how RV systems work, looking into boondocking/dry camping sites on my proposed route across the country, searching for employers to whom I could send a resumé and covering letter asking for short term work, and a host of other things I'm sure I'll remember soon as I'm drifting off to sleep tonight.
All I can say is THANK GOODNESS I DON'T WATCH TV. For one thing, it gives me more time to surf. But, most importantly, it's one less thing to research. :-D
-Roadside assistance;
-Memberships (to RVing groups for various discounts);
-Internet and cell phone (a nightmare in Canada, a country that is at least a decade behind the times in this area);
-Electrical upgrades (ie. Solar Panels and inverters 101, so I don't have to rely on hookups);
-Backup cameras;
-GPS systems.
And that's on top of trying to understand the gist of how RV systems work, looking into boondocking/dry camping sites on my proposed route across the country, searching for employers to whom I could send a resumé and covering letter asking for short term work, and a host of other things I'm sure I'll remember soon as I'm drifting off to sleep tonight.
All I can say is THANK GOODNESS I DON'T WATCH TV. For one thing, it gives me more time to surf. But, most importantly, it's one less thing to research. :-D
Plunging
I'm now waiting for the RV's current owner to call me so we can discuss the terms of surrender. Erm, purchase. I've come up with a list of items I'd like for him to include as well as the price I'm willing to pay. I don't feel like dithering with him. He and his wife are very open and honest and it'd just feel like an insult to give him a stupidly low figure and then work our way up to the price I'm willing to pay.
(I need to stop staring at the phone. :-D)
Mechanical inspection, insurance, and financing are more or less settled. The first two more, the last one less. A friend's step-father should be available to check the truck portion of the RV (brakes, chassis, engine, tires, etc.), I've found an insurance company that caters to Quebec full-timers (!!!), and the guy at the bank is fairly sure based on our conversation that a loan won't be a problem. I'm just not crazy about the loan terms since I know that dealer financing for RVs provides much better rates and terms. I have one more lead to follow before I make a formal, credit-report dinging, request from the bank.
I'm still trying to figure out how I wound up at this stage so quickly.
I told a colleague/friend today that I'm scared witless by this project and she didn't believe me. But I am! It's just that I've learned in life that great things lie beyond fear. I just can't wait for terror to give way to enthusiasm! LOL
(I need to stop staring at the phone. :-D)
Mechanical inspection, insurance, and financing are more or less settled. The first two more, the last one less. A friend's step-father should be available to check the truck portion of the RV (brakes, chassis, engine, tires, etc.), I've found an insurance company that caters to Quebec full-timers (!!!), and the guy at the bank is fairly sure based on our conversation that a loan won't be a problem. I'm just not crazy about the loan terms since I know that dealer financing for RVs provides much better rates and terms. I have one more lead to follow before I make a formal, credit-report dinging, request from the bank.
I'm still trying to figure out how I wound up at this stage so quickly.
I told a colleague/friend today that I'm scared witless by this project and she didn't believe me. But I am! It's just that I've learned in life that great things lie beyond fear. I just can't wait for terror to give way to enthusiasm! LOL
Saturday, June 14, 2008
Taking the Plunge
Soon as I have financing, insurance, and a mechanical inspection sorted out, I'll be ready to make an offer on a unit I have viewed.
*pauses to reread that*
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
*pauses to reread that*
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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